PayNearMe has become a popular payment option for online casino players in the US, offering a secure and convenient way to fund your account without needing a credit card or bank account. This cash-based deposit method is available at numerous retail locations like 7-Eleven, CVS, and Walgreens, making it especially appealing for players who value privacy or don’t have access to traditional banking methods.
In this guide, I’ll explore the top PayNearMe online casinos in the US, focusing on their features, game selection, and why this payment method might be the perfect fit for you. 🥇 My favorite PayNearMe online casino for January 2025 is BetMGM Casino. 🥇
WSN's pick
21+ | Terms and conditions apply
Promo code WSNCASINO
BetMGM Rewards
No deposit bonus
200% Deposit Match up to $100
Fast Withdrawals
Daily Jackpots
Easy to Sign Up
100% Cashback on Net Losses up to $500
21+ | T&Cs apply
Top notch customer service
Low wagering
Excellent on mobile
$20 No Deposit Bonus + 100% Deposit Match Up to $1,000
21+ | T&Cs apply
Generous welcome bonus
Wide range of banking options
No deposit bonus
21+ T&Cs Apply
Live Casino
No deposit bonus
1200+ Slots & Live Dealer Games
Deposit $10, Get $40 Bonus Dollars
21+ | NJ Only. T&Cs apply.
Weekly promotions
Unique themed casino
Exclusive Games
I’ve handpicked six top-rated US online casinos that stand out for their reliability, ease of use, and accept PayNearMe. From secure deposits to exciting game selections, these casinos deliver a premium experience. Let's jump in and check all the details.
I’ve gone with BetMGM as the best PayNearMe online casino for both casual and experienced players alike. While it retains the beginner-friendly mobile and desktop interface that made this platform so popular to begin with, BetMGM Casino made using PayNearMe convenient, and it offers high-quality games and bonuses.
You’ll find 5,000+ games from the best casino software providers in its New Jersey online casino, and you can play the latest slots and jackpots with BetMGM’s 100% welcome match up to $1,000. You just need to deposit $10 or more using PayNearMe (or any method) to qualify. As an added gift, you’ll receive an extra $25 in casino credits. All of this can be claimed when using promo code WSNCASINO.
While BetMGM's 100% match bonus comes with 15x wagering requirements and a 14-day expiration period, the no-deposit bonus features a mere 1x playthrough and 3-day expiry. Your bonus cash is available to use on slots only. Even though you can’t play the remaining 88+ virtual table games or 19+ live games with your bonus, they’re not going anywhere.
Luckily, you can enjoy BetMGM’s daily and weekly Lion’s Share jackpots with your bonus. You’ll find two daily “Mini Mystery” and “One and All” jackpots. These have to pay out before they hit $300 and $1,000.
When using PayNearMe at BetMGM Casino, your deposit will typically be available in your account within one to two hours after completing the transaction at an accepted location. However, you won’t be able to withdraw funds using PayNearMe due to the service’s limitations. When it comes to the payment speed, BetMGM Casino turned out to be the fastest, with the rest of the online casinos on my list being slightly slower.
» To learn more, check out our in-depth BetMGM review.
🤩 Promo code: WSNCASINO
✅ $25 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ Over 5,000 casino games
✅ Daily and weekly jackpots
If you’ve ever visited Borgata's Atlantic City venue in person, you know how expansive its casino floor is. I’m happy to report that Borgata’s mobile app delivers a comparable gaming experience from home, but with a lot more games. Borgata’s online casino boasts an incredible 5,030 games.
It’s hard to match the thrill of visiting a casino in person, but Borgata incentivizes online players with a generous 100% depsoti match bonus up to $1,000. You’ll also receive $20 in bonus credits on the house just for registering your account. It's one of our best no deposit US online casinos.
Borgata’s 100% deposit match bonus comes with a 15x wagering requirement and a 14-day expiration period. The $20 no deposit bonus comes with a 1x playthrough requirement, which must be completed within 3 days.
The game library at Borgata Casino includes over 4,500 traditional slots and more than 165 progressive jackpots, many of which offer six- and even seven-figure prizes. If you’re looking for something different, check out their live dealer games, which include blackjack, poker, roulette, and craps. Borgata also offers unique games like Football Studio, Crazy Coin Flip, Dream Catcher, and an exclusive roulette table operated by real casino staff.
For even more variety, Borgata features slingo, scratch cards, and arcade-style specialty games, rounding out its massive collection.
When using PayNearMe to deposit at Borgata, your funds should be available in your account within about two hours.
» Head over to our full Borgata review to learn more.
✅ $20 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ No deposit promo
✅ Unique games
PartyCasino offers an enticing experience for jackpot enthusiasts, with daily “Party Pots” and an impressive $4.8 million in total prizes across its platform. You can explore over 15 major progressive jackpots, with payouts ranging from $1.03 million on Wheel of Fortune to $4.8 million on Bison Fury and MGM Grand Millions.
But to even get an opportunity to play, you'll have to open your account. The new players can claim a 200% deposit match bonus of up to $200 on their first deposit. This offer is valid for 14 days and comes with a manageable 10x wagering requirement.
Depositing with PayNearMe at PartyCasino is straightforward. Funds are typically available in your account within two to three hours, allowing you to quickly start enjoying your favorite games.
With 4,500+ regular slots and 169+ progressive jackpots, you’ll have plenty of options to meet your playthrough requirements.
One of PartyCasino’s top features is its “Mega Jackpots,” which include popular titles like Mistress of Egypt, Elephant King, Wolf Run, Golden Goddess, Ocean Belles, Cleopatra, Siberian Storm, and Wheel of Fortune: On Air. These games combine engaging themes with a shared prize pool of $519,028.
For those seeking something different, the Diamond Cash series offers seven jackpot games with a total prize pool of $159,269. Additionally, PartyCasino’s app provides a user-friendly way to browse these jackpots, organizing games by their potential payouts for easier navigation. Their 19 Party Pot jackpots are another highlight, paying out thousands of dollars daily. For example, today’s prize sits at $4,474.92, but it’s not uncommon to see these jackpots exceed $5,000.
» To learn more, head over to our in-depth Party Casino review.
✅ 200% Deposit Match up to $100
✅ Party Pots drop daily jackpot prizes
✅ 10x wagering requirement
BetRivers Casino goes above and beyond to reward its players with generous bonuses and an eleven-tiered iRush Rewards program designed to keep the perks coming. It all begins when you create a new account and place your first wager, which automatically enrolls you in their entry-level tier.
The iRush Rewards program provides a mix of online and real-world benefits. Redeem your points for bonus credits, exclusive BetRivers merchandise, priority withdrawals, special bonuses, and even birthday gifts.
As you climb through the ten standard tiers, the rewards grow increasingly valuable. Perks like a free iPad or Android playing device come into play at higher levels, while VIP invitations, fine dining vouchers, and an annual thank-you dinner await those who reach the invite-only “Elite” tier.
To even get to the loyalty program, you'll have to create your account and make a deposit. Deposits made with PayNearMe take between two and three hours.
New players can take advantage of a 100% cashback on their losses in the first 24 hours, up to $500. To qualify, you simply have to deposit and wager $10 or more. Cashback will come back in the form of bonus funds with a 1x playthrough requirement and 30 days to wager the bonus amount before requesting a withdrawal. While you won’t receive a bonus if you’re lucky on your first day, their ongoing loyalty perks ensure everyone gets rewarded.
»You can read more in our full BetRivers Casino review.
✅ 100% Cashback on Net Losses up to $500
✅ iRush Loyalty program
✅ 1x playthrough requirment
This Stardust Casino is a spiritual successor of the original Las Vegas casino with the same name from 1958. The rights to it were acquired by Boyd Gaming and together with FanDuel Group, they launched Stardust Casino in 2001.
Registering your account at Stardust Casino is super simple and just for doing that, you'll get 25 free spins on Starburst. If you decide to make a deposit with PayNearMe, it will take two to three hours for the deposit to hit your account, and you'll get a deposit match of 100% up to $100, plus an additional 200 free spins for the Starburst slot. With 225 free spins for the Starburst slot, you may want to check out our Starburst slot review to know what to expect.
The bonus comes with 20x playthrough requirements and 15 days to complete it. Since the bonus is relatively low when compared to top online casinos like BetMGM and Caesars Palace, this is more than enough time to complete it. Slot count fully for completing your wager, while other games contribute at varying lower rates so it's better to avoid them.
Still, their most impressive casino bonus comes around every Saturday and Sunday: you get two extra spins to burn on the Million Dollar Slot. If you deposit at least $50 and have at least $10 in your casino balance, you’ll get a chance to spin the Million Dollar Slot. True to its name, the Million Dollar Slot awards one lucky player with a seven-figure payout.
Speaking of their game collection, you can find over 1,200 games from over 15 software providers.
» Head over to our full Stardust Casino review to learn more.
✅ 25 Spins on Starburst + 200 Spins and 100% Deposit Match up to $100
✅ Free spins
✅ Two extra spins on Million Dollar Slot every weekend
Wheel of Fortune is a fun and quirky casino that stands out thanks to its commitment to the eponymous game. It markets itself as the first brand-led online casino in the US, a welcome distinction when there is so much overlap between the top US online casinos.
This is most obvious in the gaming menu, where you’ll find a collection of unique games inspired by the show that you won’t find at any other casino in the US. It include the likes of Wheel of Fortune: Winning Word Games and ‘Wheel of Fortune: Hawaiian Getaway. You’ll also get plenty of chances to spin the prize wheel yourself to collect bonus dollars.
Wheel of Fortune is exclusively available in New Jersey and topping up your account via PayNearMe works in exactly the same way as at other NJ casinos.
The method is subject to the usual limits: a $10 minimum and a maximum possible deposit of $500 in a 24-hour period. You’ll have to pay the standard fees associated with making a cash deposit via PayNearMe, normally $3.99 but this is not set by Wheel of Fortune. As usual, you can’t withdraw via PayNearMe.
» Discover more in our full Wheel of Fortune online casino review.
✅ Deposit $10, Get $40 Bonus Dollars
✅ Unique theme
✅ Exclusive games
Editor's Note:
Availability of withdrawal methods, bonuses, and number of games may vary by state. All of our tests were conducted in New Jersey.
Check out how the different PayNearMe Casinos compare below:
Casino | Deposit time | Max. deposit | Withdrawal time | Max. withdrawal | Fees |
---|---|---|---|---|---|
BetMGM Casino | 1 - 2 hours | $500 | N/A | N/A | $1.99 - $3.99 (not charged by casino) |
Borgata Casino | 2 hours | $500 | N/A | N/A | $1.99 - $3.99 (not charged by casino) |
PartyCasino | 2 - 3hours | $500 | N/A | N/A | $1.99 - $3.99 (not charged by casino) |
BetRivers Casino | 2 - 3 hours | $500 | N/A | N/A | $1.99 - $3.99 (not charged by casino) |
Stardust Casino | 2 - 3 hours | $500 | N/A | N/A | $1.99 - $3.99 (not charged by casino) |
Wheel of Fortune Casino | 2 - 3 hours | $500 | N/A | N/A | $1.99 - $3.99 (not charged by casino) |
Sweepstakes casinos offer hundreds of free-to-play slots, table games, and more that rival or match the quality of traditional real money casinos. They often make use of the same providers to deliver hours of immersive entertainment.
Sweepstakes casinos use free virtual currencies, normally called Gold Coins and Sweeps Coins, in lieu of real money. GC is used for free play. If you want to compete for real prizes, you’ll have to play casino games with SC instead.
If you find yourself running low on GC, you can purchase more using a debit card or online bank transfer (although it’s completely optional). Sweeps Coins cannot be purchased.
Unfortunately, there are no sweepstakes casinos that accept PayNearMe at this time. If that changes in the future, we’ll add them to this page.
PayNearMe is a versatile payment network that’s accepted by many licensed online casinos, giving you the option of making deposits using cash. If you don’t feel like entering your bank account or debit card information with a specific platform, you can simply pay in cash and fund your balance at any of the 60,000 participating retail locations.
It offers a low minimum of $10 per deposit, but you can’t exceed $500 cash in a single deposit. Additionally, you can’t request withdrawals using PayNearMe. Instead, you’ll have to use debit, a bank transfer, or a compatible e-wallet to receive your winnings.
There is also a small transactional fee ranging from $1.99 to $3.99, depending on the amount you deposit and the specific PayNearMe location you use
The primary benefit of PayNearMe is that it lets you top up your casino account with cash, making it ultra secure and discreet. This is not an option with any of the more popular digital payment methods.
Whenever you take a trip to the supermarket or visit a convenience store, you can show the cashier your auto-generated barcode, hand them the cash and play real money casino games online. It’s very simple and means you never need to connect your bank card, online banking, or even an e-wallet to your casino.
PayNearMe is also a good option to help you manage your spending at online casinos. There is a $500 per day limit, and the extra effort involved with going to the store helps keep players accountable and not tempted by the convenience of digital methods. The main downside of PayNearMe is that there is a small fee attached to every transaction, between $1.99 and $3.99.
I’ve had BetMGM downloaded on my iPhone 13 for quite some time, but I’m discussing how you can follow in my footsteps with six simple steps. If you have an Android device, you can get their app via Google Play. Lastly, computer players can visit BetMGM’s casino website to get started.
1. Check reviews and choose a PayNearMe casino
I believe that BetMGM checks all the boxes for most players, but every casino has its own unique selling point. PartyCasino is the best option for seven-figure jackpot hunters, while Virgin Casino appeals to beginners who’d like to win prizes without spending any of their own money.
If you have a specific feature or bonus offer in mind, you might want to choose a different site. That’s where our reviews come in.
Our experts personally sign up and test each online casino that’s endorsed by WSN. We factor in game variety, bonuses, wagering requirements, customer service, rewards for active players, responsible gaming tools and general ease-of-use to administer our final online casino rankings.
Reading our reviews is the perfect way to find the best online casino.
2. Download “BetMGM” on the App Store or Google Play
Remember, I'm using BetMGM for the purposes of this guide but you can choose whichever PayNearMe site you like. The sign up and verification process, and the deposit process, should look pretty similar.
Visit BetMGM’s casino website and select your state of residence to begin the sign-up process. Alternatively, search for “BetMGM Casino” through the iOS App Store or Google Play. Click on “Install” and wait for the app to finish downloading. Then, click “Open” and “Register” to begin.
3. Create your new online casino account With BetMGM
Once you’ve logged in and navigated to the sign-up screen, enter your email address and click “Continue.” Create a password that contains uppercase and lowercase letters and at least one number. Your password needs to be anywhere from 8 - 20 characters long, and it can’t be your email address. It also can’t contain any special characters like the and or percentage symbols.
4. Verify your identity and personal details With BetMGM
Choose your preferred prefix and enter your first and last name as they appear on your state ID card. Enter the last four digits of your Social Security number on the next page. Click “Next” and enter your birthday in MM-DD-YYYY format. This step ensures that you’re of legal age to play.
Type in your mobile phone number and click Next. In addition to being used as a lifeline of sorts to recover your username and password, you’ll receive texts whenever you deposit or withdraw funds. This keeps your account safe in the unlikely event that someone else gains access to it.
Enter the street name and number of your address as it appears on your government-issued ID card or driver’s license. Select the corresponding address from the drop-down menu that shows up. If you’d rather insert these details on your own, click Enter Address Manually below that line.
Confirm that you’re at least 21+ years old by ticking the first check box. Verify that you’re not a casino key employee in your state by ticking the second check box. Certify that you understand and agree to BetMGM’s Terms of Service by ticking the third check box. Optionally, tick the final check box to receive special offers from BetMGM via the cell number and email address on file.
Click on the green “Complete Registration” button down below to complete the sign-up process.
5. Add funds to your BetMGM balance using PayNearMe
Go back to BetMGM’s main screen and click “Deposit” near the top-right corner. Scroll down to select “PayNearMe” from the list of available banking options.
Type in the amount you’d like to deposit on the next screen, then click “Deposit.” Fill out your email address or mobile phone number to pay BetMGM with cash and click “Continue.” Type your zip code into the search bar to find the nearest retail location that accepts PayNearMe.
I live just a stone’s throw away from 7-Eleven, so I drove down the street to make a $10 deposit. Show the cashier your bar code, allow them to scan it, and tell them how much you want to pay. They will take your money and scan the barcode, at which point funds are sent to your balance.
Just in case anything goes wrong, be sure to keep your store receipt as proof of payment. Still, I saw my $10 deposit in my account balance the second I walked out of the convenience store.
6. Request a withdrawal using online banking or debit
Although you can quickly and easily make deposits using PayNearMe, it’s not currently usable for withdrawals. Instead, you’ll have to make use of an alternative method, such as debit cards or an online banking transfer. Click on “Account” at the bottom-right and then click “Withdraw.”
Select the payment method you’d like to use from the list on the next screen. Type in the cash amount you’d like to withdraw, fill in your card details or bank information, and click “Withdraw” once again to confirm the transaction. I used an online banking transfer during testing, and my $10 payout took 24 hours to reflect in my available balance.
Yes, you can claim online casino bonuses using PayNearMe at all the casinos we’ve reviewed. This includes BetMGM Casino, PartyCasino, BetRivers, Borgata Casino, Virgin Casino, and Stardust Casino. However, you can’t use PayNearMe to claim bonuses at juggernauts like Caesars and FanDuel.
Keep in mind that you’ll have to deposit a minimum of $10 at each casino to qualify for a bonus.
I’ve put together a comprehensive list of online casinos that accept PayNearMe:
Stardust Casino
BetMGM Casino
BetRivers
Borgata Casino
Virgin Casino
Golden Nugget
PartyCasino
bet365
Check out how PayNearMe stacks up against other popular online casino payment methods:
Payment Method | Withdrawal Time | Fees | Ease of Use / Beginner Friendly | Withdrawal Supported? | Availability |
---|---|---|---|---|---|
Play+ | 5/5 | Possible fees from bank and ATM, none from casino | 4/5 | Yes | Most casinos |
VIP Preferred | 4/5 | No | 5/5 | Yes | Most casinos |
Online Banking via Trustly | 4/5 | No | 5/5 | Yes | Most casinos |
ACH | 4/5 | No | 4/5 | Yes | Most casinos |
Venmo | 4/5 | No | 4/5 | Yes | Few casinos |
PayPal | 4/5 | Possible fees from PayPal | 3.5/5 | Yes | Most casinos |
Mastercard Debit | 3/5 | Possible fees from card issuer | 5/5 | Yes (excluding prepaid debit) | Almost all casinos |
Visa Debit | 3/5 | Possible fees from card issuer | 5/5 | Yes (excluding prepaid debit) | Almost all casinos |
AMEX Debit | 3/5 | Possible fees from card issuer | 5/5 | Yes (excluding prepaid debit) | Most casinos |
Discover Debit | 3/5 | Possible fees from card issuer | 5/5 | Yes (excluding prepaid debit) | Most casinos |
Apple Pay | 3/5 | No | 5/5 | Yes | Most casinos |
Bank Transfer | 2/5 | Possible fees from bank | 4/5 | Yes | Almost all casinos |
Wire Transfer | 1/5 | Possible fees from wire processor | 3/5 | Yes | Most casinos |
Paper Check | 1/5 | No | 3/5 | Yes | Most casinos |
PayNearMe | - | $1.99 to $3.99 per deposit, depending on location | 3/5 | No | Most casinos |
Credit Cards | - | Possible fees from card issuer | 5/5 | No | Almost all casinos |
For 20 years and counting, World Sports Network (WSN) has established itself as the leading independent casino and sports betting review platform. We only endorse licensed and trusted gambling sites. Our experts keep your best interests in mind as a player while writing reviews.
We’re also avid casino players in our free time, so we know what matters and what’s just filler.
Our rating process is based on hand's on approach. We create new accounts, make deposits, enjoy games, and request withdrawals.
Our experts spend at least 2 hours testing, over a course of a week, testing each of the following five areas for every casino site on this list:
User Experience - We focus on the overall user experience offered by each gambling site, considering factors like aesthetics, layout and presentation. We also document the sign-up process and prioritize beginner-friendly online casinos for desktop and mobile.
Gaming Variety - You shouldn’t have to settle for a sub-par game collection. That’s why our experts judge the quality, quantity, and diversity of titles offered by each casino. We play games to judge them for ourselves. We look for all the classics on top of exclusives.
Promotions - Instead of reading the fine print and calling it a day, our experts personally opt into every promotion that’s listed by a particular site. This involves spending our cash to tell you how it works and whether or not it’s worth claiming. We love low playthroughs!
Deposits & Payouts - We fund our accounts with $10+ via PaySafeCard at each casino listed here, and we request a $10 withdrawal using an online bank transfer or debit card. In addition to providing you with detailed banking steps, we factor in transaction speeds.
Customer Support - We look for PayNearMe casinos that deliver 24/7 assistance with live chat, email, phone, and social media support options. We contact real agents using every method that’s available. We base our final ranking on response speed and quality.
The best PayNearMe casinos are licensed and regulated on a state-by-state basis, meaning that each platform on this list is obligated to provide their players with responsible gaming tools.
You can set daily, weekly, and monthly spending limits by clicking “Account” and “Responsible Gaming”, or the equivalent at your chosen site. Caesars Palace Online Casino gives players a chance to cool off by restricting their account for 30 days, and every gambling site we’ve reviewed offers the option to self-exclude.
Playing slots and table games is not a good way to make money. Rather, online gambling in all its forms should purely be viewed as entertainment. You’re spending real money to play games just like you would in Atlantic City, and you’re subjected to the same house edge on both fronts.
Please read WSN’s Responsible Gambling section to learn more about how to play safe. You can also reach out to the following organizations if you find yourself struggling to step away from it:
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