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Best US American Express Online Casinos for Real Money 2025

Updated January 15, 2025
21 min read

American Express casinos let you make simple and fast deposits and withdrawals using your American Express bank card. If you want to know how it works, I’m here to help.

On this page, I’m explaining how American Express works at online casinos, covering the advantages and disadvantages of the payment method, and choosing my five favorite American Express casinos and bonuses available right now. 

🥇 My favorite AMEX online casino for January 2025 is BetMGM Casino. 🥇

Topics on this page
🏆 Our Top Choice
Logo image for Betmgm BetMGM Casino
CODE: WSNCASINO  
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21+ | Terms and conditions apply
How We Rate
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WSN's pick

BetMGM 1

BetMGM Casino

4.8/5

21+ | Terms and conditions apply

Payout Time 24 hours
Min. Deposit $10
Top Features

Promo code WSNCASINO

BetMGM Rewards

No deposit bonus

Payment Methods Available
Debit Cards Bank Transfer PayPal
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BetRivers 2

BetRivers

4.3/5

Payout Time 24 hours
Min. Deposit $10
Top Features

Top notch customer service

Low wagering

Excellent on mobile

Payment Methods Available
Debit Cards PayPal Cash Play+
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bet365 3

bet365 Casino

4.5/5

21+ | NJ Only | T&Cs, time limits & exclusions apply

Payout Time 24 hours
Min. Deposit $5
Top Features

Daily Bonuses

Free Spins

24/7 Customer Support

Payment Methods Available
Visa Debit Mastercard Debit Paysafecard Bank Transfer
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PartyCasino 4

PartyCasino

4.2/5

Payout Time 24 hours
Min. Deposit $10
Top Features

Fast Withdrawals

Daily Jackpots

Easy to Sign Up

Payment Methods Available
Visa MasterCard Skrill Bank Transfer
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Borgata 5

Borgata Casino

4.5/5

Payout Time 24 hours
Min. Deposit $10
Top Features

Generous welcome bonus

Wide range of banking options

No deposit bonus

Payment Methods Available
PayPal Visa MasterCard Bank Transfer
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Online Casinos that take American Express

Our Top 5 AMEX Casinos - Why They’re the Best 

I’ve done the hands-on research to select and review my six favorite American Express casinos based on my time spent with each platform. Below I only explain why these are the best casinos where American Express is available, but for the full picture on the latest sign-up links, promo codes, and more, read our in-depth reviews of the best online casinos for real money.

1. BetMGM Casino

BetMGM Casino homepage with feature promo image and featured games

I’ve chosen BetMGM Casino as the best American Express casino because they cover all the bases for casual and experienced players. They have well over 5,000 slots and hundreds more table games to keep you occupied in between spins, not to mention their Lion’s Share daily jackpots. 

When signing up to BetMGM Casino, you'll get $25 on the house just for completing your registration process. No deposit is required, and you can also claim a 100% deposit match bonus up to a limit of $1,000, with the minimum required deposit being $10.

The no deposit part comes with a 1x playthrough requirement, and you'll have 3 days to finish it. As for their actual deposit match, you’ll have 14 days to meet 15x wagering requirements. This isn’t a huge ask considering the magnitude of their bonus, and you can play a wide variety of games in the process. Unlike most casinos, they count bets on regular slots and jackpot slots.

The players from WV have it even better. They get a $50 no deposit bonus, a 100% deposit match up to 2,500, and 50 free spins for the Bellagio Fountains of Fortune slot. The same wagering requirements and time frame apply to this promo offer.

I didn't have any problems depositing with AMEX and the money was available to me in 5 minutes. The minimum deposit is $10 and the maximum is $4,500, which is more than enough for my budget. The only problem is that I can't use AMEX for withdrawal at BetMGM. Still, they do have nine other withdrawal methods to choose from.

I also love their game collection. While it varies by state, they have 5,410+ games available for New Jersey players, with the lowest amount being available to West Virginia players, just 960.

Last but not least, there is also the MGM Rewards loyalty program, which gives players additional online casino promotions and free spins, as well as in-person benefits and discounts at MGM Resorts and their partners.

» Read our full BetMGM Casino review for more details.

🤩 Promo code: WSNCASINO

Why Choose BetMGM Casino?

✅ $25 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ MGM Rewards
✅ Over 5,000 games

Claim BetMGM Promo

2. BetRivers Casino

BetRivers Casino page with top games

From their welcome bonus to their eleven-tiered iRush Rewards program, I love how BetRivers treats new and existing players. Fresh sign-ups who deposit and wager $10 or more will qualify for a 100% cashback to their net losses, up to $500 in bonus credit, during their first 24 hours. With a low 1x playthrough, this is a great offer for more cautious players. You’ll have 30 days to clear your bonus cash, at which point you can request a payout.

The downside is that you won’t be able to withdraw using AMEX at all. However, there are six other withdrawal options available. Among these, PayPal, Venmo, and Play+ can transfer your money to your account within one hour. This speed is made possible by the BetRivers Rush Pay system, which handles 80% of all payment requests. Thanks to this system, BetRivers Casino is one of the fastest payout online casinos in the US.

While they host an impressive 2,800+ casino games, BetRivers’ iRush Rewards program is their real selling point. Every player is automatically entered, starting with their first real money deposit and wager. To see how far along you are in the process, check “My Rewards” and see your progress bar in real time. As you progress through each tier, you’ll receive additional perks ranging from special bonuses and BetRivers swag to a free iPad and luxury VIP invites. 

Their first 10 tiers require increasing cumulative points to qualify, but their Elite tier is by invitation only. This is where a dedicated VIP concierge, thank-you dinner, and ultra-luxury VIP gifts kick in. At the final tier before Elite, you’ll still enjoy expedited withdrawals and have access to a dedicated VIP manager. Plus, you can redeem your points for cash bonuses.

» You can read more in our full BetRivers Casino review.

Why Choose BetRivers Casino?

✅ 100% Cashback on Net Losses up to $500
✅ Eleven-tiered iRush Rewards Program 
✅ 2,800+ slots, tables, and exclusive games

Claim BetRivers Promo

3. bet365 Casino

bet365 Casino Homepage

bet365 allows instant deposits with AMEX cards from $10, maxing out at an impressive $30,000 per transaction. It’s the highest maximum payment allowed of any method, with the exception of Skrill at $38,000, making AMEX an ideal option for high rollers.

It also supports withdrawals using debit cards, including AMEX, but only debit cards. You cannot withdraw money to a credit card, AMEX, or any other credit card. In such cases, players can choose between bank transfers or e-wallets like PayPal or Skrill to access their winnings.

If you use an AMEX debit card, bet365 allows withdrawals of up to $30,000 per transaction, with the funds becoming available within four hours after the request is processed.

bet365 was a prominent name in UK and European gambling for decades before making its US debut in 2019. This extensive experience is evident in the platform’s expert design, which is feature rich yet remarkably user friendly.

Sports betting is a cornerstone of the bet365 brand, with its name appearing on professional sports teams worldwide. In the US, the sports and casino connection is strong as well, with players able to earn free spins in the casino by correctly predicting the scores of NFL games.

Why Choose bet365 Casino?

✅ Deposit $10 and Get up to 200 Spins
✅ Renowned brand
✅ Sportsbook integrated

Claim bet365 Casino Promo

4. Borgata Casino

Borgata Casino webpage with featured games

If you thought Borgata’s IRL location had plenty of games to offer, their online casino certainly won’t disappoint. They’re my top nomination for slot players because they feature 4,836 slots from the best online casino software providers and some new joiners. They also host 165 progressive jackpots, several of which offer a $4.8 million bounty. 

New players who sign up and deposit $10+ will receive a 100% slot match up to $1,000, which comes with 15x wagering requirements. You’ll also receive $20 in casino credits on the house with no deposit required. This part of their welcome offer has a 1x playthrough and 3-day expiry. 

If you are looking to fund your account with an AMEX card, you'll be glad to hear that you can have it on your account within minutes. The minimum deposit is $10, which is industry standard, with the maximum being $25,000. The downside is that you can't use it to withdraw money to it at all. Still, you have seven other withdrawal methods to choose from and get your money. Most of them will take just a couple of hours, while receiving a check by mail takes the longest, which likely won’t surprise anyone.

All Borgata slots are playable using the casino app, and there are enough categories to sift through 4,836 reels without too much effort. Click on “Slots” at the top of your screen and scroll down to see a sample of their featured reels, new slots, and games sorted by software provider. 

Once you find the category you’re looking for, click “See All” to load the remaining games. You’ll also find all their games at the bottom, and you can look for specific titles using the search bar. 

Far from being a slots-only casino, Borgata offers everything from War and first-person craps to Knicks-themed blackjack, 76’ers-themed roulette, and specialities like Dragon Tiger. Live game shows, including Dream Catcher, Crazy Coin Flip, and Crazy Time, round out their selection. 

» Read more about Borgata's game selection in our Borgata Casino review.

Why Choose Borgata Casino?

✅ $20 No Deposit Bonus + 100% Deposit Match Up to $1,000
✅ Over 4,800 slots
✅ Intuitive search filters

Claim Borgata Casino Promo

5. PartyCasino

PartyCasino homepage with responsible gambling banner and feature games

PartyCasino can be found only in NJ, but it boasts an impressive library of over 4,800 casino games, surpassing some of the larger multi-state operators like FanDuel and Caesars Palace. This advantage stems from the fact that BetMGM operates PartyCasino, leveraging its expertise and partnerships with leading software providers. As a result, players can enjoy a top-tier gaming experience with a wide variety of high-quality titles to choose from.

New players can easily claim the PartyCasino welcome promo by registering an account and making their first deposit. The promo offers a 200% deposit match up to a limit of $100. While the limit is definitely on the lower end, the wagering requirement is 10x, which is slightly better compared to the industry average of 15x.

You can use AMEX to fund your account, and the funds will be available within 5 minutes. The minimum deposit amount is $10, and the maximum is $25,000, allowing you to fully take advantage of the welcome offer.

Just like the rest of the online casinos on my best American Express casino list, it too doesn't allow for withdrawals with an AMEX card. Instead, you'll have to use one of the 10 other withdrawal methods, including Visa and Mastercard debit cards.

» Go and read our PartyCasino review to learn more.

Why Choose PartyCasino?

✅ 200% Deposit Match up to $100
✅ Exclusive BetMGM games
✅ 10 withdrawal payment methods

Claim PartyCasino Promo

tip_r

Editor's Note:

The availability of withdrawal methods, bonuses, and the number of games can vary from state to state. All our AMEX tests were conducted in New Jersey.

American Express Online Casinos Compared 

See how the best AMEX casinos stack up against each other below.

CasinoDeposit timeMax. depositWithdrawal timeMax. withdrawalFees
BetMGM Casino Few minutes$4,500Not avilable-Possible fees from issuer
BetRivers CasinoFew minutes$10,000Not avilable-Possible fees from issuer
bet356 CasinoFew minutes$30,000Not avilable-Possible fees from issuer
Borgata Casino Few minutes$25,000Not avilable-Possible fees from issuer
PartyCasinoFew minutes$25,000Not avilable-Possible fees from issuer

American Express Sweepstakes Casinos 

Sweepstakes casinos are online casinos with a twist. You can play casino-style games without the risk of losing money. You get an amount of Gold Coins and Sweeps Coins at sign-up but you can also purchase extra.

While you can't win real money, sweepstakes casinos do offer the option of entering contests to win real cash prizes.

We break down all you need to know about social casinos in our analysis of the best US sweepstakes casinos.

We’ve compiled a list of regulated sweepstakes casinos that accept American Express.

What Is American Express? 

American Express is primarily a credit card company, but they began issuing bank accounts and debit cards as recently as 2022. American Express also works with hundreds of financial institutions in the US You can use an American Express credit card to make deposits. Still, you won’t be able to withdraw to the same card. 

If you’re planning to use credit, you’ll need to select another way to receive withdrawals. Popular payout options include PayPal, Venmo, Skrill, ACH, instant bank, and Wire transfers. 

None of the casinos listed here charge fees on any transaction. However, American Express will view this as a cash advance if you use credit to make deposits. You’ll then be subjected to applicable fees by American Express. If you’re using a debit card issued by American Express, you won’t incur any fee regardless and can use the same card to withdraw your winnings. 

Why Choose an Online Casino That Accepts American Express Payments

American Express payments are protected by leading encryption features that protect your card information from being compromised when you spend money online. You’ll also enjoy fee-free and instant deposits with American Express. Debit card users can receive 24-hour payouts through American Express with no fee. 

If you’ve ever gone shopping on Amazon or another online retailer, you’ve likely become familiar with entering your card number and CVV code when it’s time to check out. Your computer probably even has your details saved. You’ll enjoy the same familiarity when you use American Express to deposit and withdraw at leading casino sites, making it just about the most convenient option. 

Add your American Express card number to Apple Pay or Google Pay for an even greater degree of convenience and security. Most casinos that accept American Express also take Google Pay and Apple Pay. You won’t have to enter your card number and can use your fingerprint or Face ID to verify the transaction. 

How To Deposit & Withdraw Using AMEX

I’ll walk you through the steps to make deposits and receive payouts at BetMGM. I have used my American Express debit card for this and an iPhone 13. You can also use BetMGM on Android smartphones or your desktop.

1. Check Reviews and Choose an American Express Casino 

BetMGM offers a great all-around experience for most players, but some may find their new favorite platform elsewhere. Before choosing a casino, you should determine what you want from your experience. Because not every casino has everything, you may have to compromise. 

The best way to decide is to check out our casino reviews. Or, if you'd rather do this on your phone, as I'm doing, check out the best casino apps.

Our writers have personally signed up and tested each casino listed on WSN. We base our final ratings on game variety, casino bonuses, customer support, rewards for existing players, and responsible gambling tools. If you’re unsure about your next online casino, that’s where you’ll find the answer.

2. Download “BetMGM” on the App Store or Google Play 

In the following steps, I’m focusing on BetMGM. However, the registration and deposit process for whichever casino you choose is similar. Licensed and regulated casinos must gather the same information about all their players, including verifying their identity, so this guide will help you no matter what site you go for. 

Type “BetMGM Casino” into the iOS App Store or Google Play search bar. Click “Download” and wait for the app to finish installing. Click “Open” to begin creating your new account. You can also visit BetMGM’s casino website to register on your desktop computer. 

BetMGM Casino App

3. Create Your New Casino Account with BetMGM 

Click “Register” at the top-right corner of your screen. 

BetMGM Casino Deposit using AMEX

Enter your email and click “Continue.”

Create a secure password following the guidelines listed in the screenshot.

4. Verify Your Identity and Personal Information

Enter your first and last name, click "Next," and enter the last four digits of your Social Security number.

BetMGM Casino Sign Up Name - AMEX

Type in your date of birth using MM-DD-YYYY format. Click “Next” again.

Enter your mobile phone number. It’s used to recover your casino username and password, if necessary.

Type in your address on your driver’s license or government ID card. If you enter it manually, add the state, city, and zip code where you reside. Otherwise, select your current address from the drop-down menu that pops up when you enter the first line of your address. 

Tick each of the four boxes listed in the screenshots below and click “Complete Registration” to finish creating your new account. 

The first checkbox certifies that you’re at least 21+ years old. The second checkbox verifies that you’re not a casino key employee. The third checkbox means you understand BetMGM’s Terms of Service. The fourth is optional and relates to receiving bonuses via SMS/email.

5. Add Funds to Your BetMGM Account Balance

BETMGM Casino Deposit Payment Options

Once logged in, click “Deposit” at the top-right corner of your screen. Select Debit Cards from their list of payment methods if you’re using an American Express debit. Scroll down to the bottom and select Credit Cards if you’re depositing with an American Express credit card. 

BetMGM Casino Deposits with AMEX

Type in your card number, the expiry date in MM-YY format, and the full name your card is registered under. Click “Next” and type in the amount you want to deposit. Enter the card’s three-digit CVV/security code and click “Deposit” to confirm your transaction. 

When I deposited $25 using AMEX, the money appeared in my balance in a few minutes

6. Request a Withdrawal Using American Express or Online Banking

While you can’t withdraw to an American Express credit card, BetMGM processes withdrawals back to debit cards within 24 hours upon request. Just select Account at the bottom-right corner of the screen and click Withdraw. Choose the deposit method on file and click “Withdraw” to verify the payout.

BetMGM Casino Wallet

If you’re using a credit card to make deposits, you’ll need to use an alternative mode of payment like ACH, instant banking transfers, or any of their supported e-wallets. 

Can I Claim Bonuses With American Express?

Yes, you can claim any casino bonuses with American Express if you make the minimum deposit required by each platform to qualify. This minimum is usually $10, but DK and Golden Nugget require just a $5 first bet. Both sites give you $50 in casino credits.

Full List of Online Casinos That Accept American Express Payments

Below, we compiled a list of all the legal and regulated online casinos that accept AMEX.

American Express Compared to Other Payment Methods 

We put together a table showing how American Express compares to other popular casino payment options. See the results below:

Payment MethodWithdrawal TimeFeesEase of Use / Beginner FriendlyWithdrawal Supported?Availability
Play+5/5Possible fees from bank and ATM, none from casino4/5YesMost casinos
VIP Preferred4/5No5/5YesMost casinos
Online Banking via Trustly4/5No5/5YesMost casinos
ACH4/5No4/5YesMost casinos
Venmo4/5No4/5YesFew casinos
PayPal4/5Possible fees from PayPal3.5/5YesMost casinos
Mastercard Debit3/5Possible fees from card issuer5/5Yes (excluding prepaid debit)Almost all casinos
Visa Debit3/5Possible fees from card issuer5/5Yes (excluding prepaid debit)Almost all casinos
AMEX Debit3/5Possible fees from card issuer5/5Yes (excluding prepaid debit)Most casinos
Discover Debit3/5Possible fees from card issuer5/5Yes (excluding prepaid debit)Most casinos
Apple Pay3/5No5/5YesMost casinos
Bank Transfer2/5Possible fees from bank4/5YesAlmost all casinos
Wire Transfer1/5Possible fees from wire processor3/5YesMost casinos
Paper Check1/5No3/5YesMost casinos
PayNearMe-$1.99 to $3.99 per deposit, depending on location3/5NoMost casinos
Credit Cards-Possible fees from card issuer5/5NoAlmost all casinos

Our Methodology - How We Rate 

Since 2005, WSN has been at the forefront of the online casino industry with first-hand reviews and completely impartial research. Our team relies on personal experience, conducting at least 12 hours of testing for each casino we endorse. We sign up, deposit, play games, and withdraw. 

WSN only endorses licensed, regulated, and trusted online casinos. Each casino must adhere to stringent standards, and we’ve explained more about them below:

  • User experience: Beyond simply going through the sign-up process to get a first-hand look at what’s happening, we explore the usability and beginner-friendliness of each site on desktop, iOS, and Android.

  • Gaming variety: We search for casinos with the biggest variety of slot machines, table games, and live dealer games. We also find casinos that go the extra mile to specialize in a certain game category. Our team takes note of exclusives, jackpots, and originality. 

  • Promotions: There are countless online casino promotions, but not all of them are worth redeeming. Our experts compare bonuses from leading online casinos to find the largest welcome offers with the lowest wagering requirement. We opt into each one to tell you exactly how it works. Finally, we consider a casino’s loyalty program. 

  • Deposits & payouts: We deposited and withdrew at least $10 using American Express debit at each casino we’ve reviewed. Our team judges the beginner-friendliness of each site’s banking process while considering payout speed. We also document all the steps we took to deposit and withdraw funds through American Express at our top-rated casino, which is BetMGM. 

  • Customer support: We prefer casinos with a dedicated phone line, email form, and live chat feature. Each casino we endorse delivers 24/7 assistance with fast replies. Our team tests live chat, email, and phone support options to verify this. After we get in touch, we document the professionalism and speed of every casino’s replies. 

For more information on our methodology, take a look at our rating system.

Responsible Gambling 

The best American Express casinos are licensed and regulated in multiple states, imposing strict regulations surrounding responsible gaming. Each casino we’ve reviewed offers customizable tools that put you in control. Set spending limits, "cool off" for a month, or self-exclude entirely. 

disclaimer

Playing casino games and/or betting on sports should not be viewed as a way to solve financial problems. At the end of the day, online gambling is a form of entertainment and nothing more. With any online casino, you’re spending real money to play games just like you would in person, and respecting that and staying in control is important. 

There’s an old saying that you’ve probably heard before – the house always wins. Players face the same mathematical disadvantage (also called the house edge) at online and IRL casinos. If you play long enough, you are going to lose, it’s that simple. It doesn’t mean you can still enjoy the ride and hit wins in the short term, but accepting that fact is part of being a responsible gambler. 

You can read WSN’s full Responsible Gambling section for more details. If you find yourself struggling to control your gaming, please consider reaching out to the following organizations.

AMEX Online Casinos FAQ

What is the benefit of using American Express at online casinos?

What alternatives are there to American Express card?

Does AMEX have any fees?

What is the best AMEX casino?

Is American Express safe to use at casinos?

Is American express a good option for fast payouts?

Joseph Fallon WSN Contributor

Joseph Fallon

Senior Content Writer

Expertise:
Online Casinos
Online Social Casinos
Joe lives and breathes all things casino, poker, and sports betting. Once he started working professionally in the world of iGaming, he knew he'd found the perfect match. As an expert in the field, he prioritizes personality and originality in his writing before all else. 
Email: [email protected]
Nationality: American
Education: Bachelor of Public Relations
Favourite Sportsbook: BetMGM Sportsbook
Favourite Casino: Caesars Palace Online Casino
Experience: 5 years
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