Best Credit Card Online Casinos For Real Money 2024

Our Top 6 Credit Card Casinos - Why They’re The Best

We’ve prepared a list of the top 5 credit card casinos, ranking them for fast payouts, welcome bonuses, low/no fees, and available games.

1. Caesars Palace Casino

Best For: Caesars Rewards

Credit Cards are a great option for making deposits at Caesars, but as usual they are not available for withdrawals. Visa, Mastercard and Discover credit cards are all accepted, but AMEX is not - which is something I’d like to see changed. 

Deposits start from $10 and Caesars doesn’t have any limits, but you can set up customizable limits for your deposits after you’ve signed up. While Caesars Palace Online Casino accepts credit card payment in all their legal states, if you also play at Caesars Sportsbook you won’t be allowed to make credit card payments in Iowa, Tennessee, or Massachusetts. 

Although you won’t be able to withdraw your winnings to your credit card, Caesars does have a wide range of alternative options including debit cards, VIP Preferred, Online Banking, PayPal, Venmo and Play+. 

Finally, you can also fund your account using your Caesars Rewards Visa Credit Card. This is a special branded credit card you can request once you join Caesars Rewards, which is my favorite reward program at any US online casino. 

As a member of Caesars Rewards, you earn Reward Points for every $ you spend either online or in-person at Caesars resorts. You can then cash in your points for all kinds of things, from casino bonus cash to free hotel stays. You’ll also get discounts and priority at Caesars hotels, resorts and entertainment around the country. 

The Caesars Rewards Visa Credit Card helps supercharge your earning power, with 10,000 Reward Credits and 2,500 Tier Credits up for grabs if you spend $1,000 - at any destination, not just Caesars - in the first 90 days after you receive your card.

🤩 Promo code: WSNPROMO2500

» Check out our in-depth Caesars Palace Casino review for more information.

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2. BetMGM Casino

Best For: MGM Rewards Mastercard

BetMGM accepts Visa, Mastercard, Discover and American Express credit cards, with deposits starting from $10. As usual with credit cards, you can’t use them to request a withdrawal. Instead, you can choose between a good range of alternatives including different types of bank transfers, PayPal, Venmo, Play+ and cash at MGM casinos.

BetMGM prompts you to set your own deposit limits upon sign up, and this can be modified later if you contact customer support. They don’t have pre-determined universal credit card deposit limits, as some casinos do. 

When you sign up to BetMGM you also get access to MGM Rewards, one of the top rewards programs in the country. It’s an absolute gamechanger for anyone who is a regular at in-person MGM Resorts in Atlantic City or Las Vegas, and means you earn Tier Credits and Reward Points every time you spend real money either online or in-person. You can wind up with Slot Cash (free spins), restaurant vouchers, room discounts and much more. 

It also means you can apply for the MGM Rewards Mastercard, a credit card which can be used to fund your BetMGM account. The MGM Rewards Card is like a power up for your MGM Rewards: it means you can earn Credits and Points every time you spend real money using your card for any type of purchase, not just at MGM resorts. 

If you’re going to be playing a lot at BetMGM and you want to use a credit card to fund your account, signing up for your MGM Rewards Mastercard makes a lot of sense. 

🤩 Promo code: WSNCASINO

» Check out our in-depth BetMGM Casino review for more information.

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3. Stardust Casino

Best for: Welcome bonuses and promotions

This legendary Las Vegas brand of the New Jersey and Pennsylvania online gambling scene has been authorized by the New Jersey Division of Gaming Enforcement.

First-time players at Stardust Casino are showered with several bonus offers available with credit card payments:

• No deposit bonus of $25 just for registering

• 1st deposit bonus: 100% match up to $250

• 2nd deposit bonus: 50% match up to $200

• 3rd deposit bonus: 25% match up to $50

Stardust Casino boasts a bunch of promotions for regular players, offering Daily Spin for $1,000,000, weekly offers, and friend referral bonuses.

The large gaming library at Stardust is not a surprise since FanDuel Casino runs this casino. You can choose from over 500 casino games, including slots, live dealer games, free spin, jackpots, and table games.

You can fund your account with Visa, Mastercard, PayPal, Venmo, PayNearMe, VIP preferred, and Play+ with a minimum deposit of $10.

» Check out our in-depth Stardust Casino review for more information.

Grab your Stardust Casino promo

4. Mohegan Sun Casino

Best For: Stellar Rewards

Mohegan Sun accepts Visa and Mastercard credit card deposits starting from $10, with a user-friendly maximum deposit of $2,000 per transaction. They don’t charge any fees for using your credit card and the process is as simple as it gets. 

Credit cards are never available for withdrawals, so you’ll need to select a different method to get access to your winnings. Mohegan Sun has a smaller than average variety of banking methods in general, but you can request a bank transfer or a PayPal withdrawal - both of which are very popular methods. You can also get your winnings in cash at the Resorts Casino cage. 

Speaking of Resorts, you can also earn in-person benefits through your online gambling, thanks to the Stellar Rewards loyalty program. There are five tiers to climb through: Aura, Star, Nova, Galaxy and Eclipse and each one brings new benefits - even though the best prizes like free hotel stays and limousine transport are reserved for the top tiers. 

» Check out our in-depth Mohegan Sun Casino review for more information.

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5. Ocean Casino

Best for: Selection of games

Established as a land-based casino in Atlantic City in 2012, Ocean Casino debuted online in 2018 with a strong reputation and is trusted by many gamblers located in the Garden State. It has been licensed and regulated by the New Jersey Division of Gambling Enforcement.

Regarding welcome offers, Ocean Casino won’t let you down. Upon making your first credit card deposit, you’ll get a 100% match bonus of up to $1,200. You can also earn betOcean online reward points for every online cash wager and redeem them for bonus cash.

The selection of games is the main selling point of Ocean Casino. Over 800 slots, table games, live casino games, Megaways, and NJ top games are available from IGT, Light&Wonder, Everi Interactive, NetEnt, and many more.

You can deposit using Visa, Mastercard, PayNearMe, Play+ Card, VIP Preferred, and Cash at Cage.

» Check out our in-depth Ocean Casino review for more information.

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6. Virgin Casino

Best for: Bingo games

The name Virgin Group carries a distinct prestige, having been established in 1970 by Richard Branson and Nick Powel. Virgin Casino is established through a partnership with Tropicana Casino and Resort Atlantic City and is licensed and regulated by the New Jersey Division of Gaming Enforcement.

It offers a $100 real cashback without any wagering requirements to credit card depositors. If your net losses surpass 90% of your initial deposit within 7 days, you'll be refunded $100 real cash.

Additionally, you’ll get regular offers such as daily free games, prize draws, and special promotions for specific national holidays. You can also get a bonus for friend referrals. 

You can play over 250 casino games, including slot and table games from Netent, IGT, NextGen, WMS, NYX, and Gamesys. The area where Virgin Casino stands out is a selection of bingo games boosted with fun chats, events, and extra bonuses.

Virgin Casino accepts only 4 payment methods: Visa, Mastercard, PayNearMe, and e-Check. The minimum deposit is $10, and the minimum withdrawal is also $10.

» Check out our in-depth Virgin Casino review for more information.

Casinos that Accept Credit Cards Compared

Below is the comparison table that outlines the credit card payment method at our top 5 ranked casinos. You can see that even if the online casino payment methods are the same, they’re adapted to casino rules. Let’s take a closer look:

Credit Card Sweepstakes Casinos

Sweepstakes casinos are safe and legal casinos across all US states except Washington. They are an increasingly popular alternative to real money casinos, allowing players to enjoy casino-style games. No purchase is required in sweepstakes casinos, making them a legal option for entertainment purposes.

Sweepstakes casinos use two virtual currencies: Gold Coins and Sweeps Coins. You can get plenty of Gold Coins by registering your account, logging in daily, participating in contests, tournaments, and giveaways. You can also purchase a package of Gold Coins and receive Sweeps Coins as a gift. You cannot purchase Sweeps Coins by any means, but if you collect enough, you can redeem them for real money prizes.

Our in-depth review of the best credit card casinos also sheds light on sweepstakes casinos. Below is a list of the best sweepstakes casinos that accept credit cards as a payment option:

• Pulsz Casino

• High 5 Casino

• McLuck Casino

• Sweeptastic Casino

• Funrize Casino

Credit Card Payment Options

There are many different credit card options available at best casinos in the US. Our team found Visa, Mastercard, American Express, and Discover at all credit card casinos presented on this page. They all have robust security measures and many similarities. 

Visa

The first deposit at an online casino was made in the mid-1990s – and it was made with a Visa card. Visa is the preferred payment method at US online casinos since it provides the highest level of protection with its cutting-edge encryption technology.

You can find the best online casinos that accept Visa right here.

MasterCard

Mastercard is a leading choice for deposits and withdrawals at online casinos, thanks to its robust security measures and quick and secure transactions. Mastercard has a two-factor identification process. You must prove your transaction via email or mobile phone to ensure you are making the transaction.

Find the best MasterCard online casinos.

American Express

American Express is among the greatest and most practical online payment options available. This banking option is widely accepted online, even at some of the best credit card sites, because of the high-security measures and ease of use.

Check out the best American Express online casinos.

Discover

Discover is a convenient and secure deposit method at many US online casinos. There are no fees related to Discover deposits, and you’ll receive 5% cashback on your spending with Discover. Unfortunately, you cannot make withdrawals using Discover.

We made a list of the best Discover online casinos.

Why Choose a Credit Card Casino?

We believe players prefer to use credit cards in online casinos because the process is simple, and almost all online casinos accept credit card transactions, but that is not all. These are some of the advantages of using credit cards at online casinos.

Advanced Security Measures

Credit cards are the most secure online payment method since they use two-factor transaction proof. First, you must use your CVV code, and second, you must confirm the transaction by SMS or email. 

Excellent Mobile Compatibility

Depositing and withdrawing with credit cards through the mobile app is just as easy as if you were on a desktop. All credit card payments are mobile-compatible with any casino app platform.

Widely Accepted

Credit cards are widely accepted by online casinos in the USA and worldwide. Though, it should be noted that they aren't accepted in all US states.

Credit Card Restrictions

In the states of Iowa, Louisiana, Massachusetts, and New York, you can't use a credit card to fund any gambling activities due to state regulations. This regulation is introduced to promote responsible gambling, reduce the risk of accumulating debt, and ensure that players use funds they already have rather than relying on credit.

How to Deposit & Withdraw With a Credit Card

Depositing money at credit card casino sites is easy and straightforward. The WSN team has tested the process of depositing money at McLuck Social Casino, and we are showing you the steps to complete this process. It’s equal in all casinos that accept credit cards as a payment option, no matter if they are social or real money casinos. To make a deposit at any casino just follow these simple steps:

1. Register your account at one of the credit card casinos of your choice.

2. Visit the Cashier section at real money casinos or click on the Get Coins button at sweepstakes casinos.

3. Click the “Deposit” or “Pay Now” button.

4. Fill in the required information: card number, validity (month and year), CVV code, name on the card, first name, last name, and address. Select your state, city, and ZIP code. Click on the “Add Card & Pay Now” button.

5. Select the amount you want to deposit and confirm the payment.

6. You will instantly receive the funds in your account.

The withdrawal process is even easier since you store your card details at the credit card online casino. Just follow the process step-by-step:

1. Make sure to read the terms and conditions about the minimum required withdrawal amount.

2. Click on the “Withdraw” button.

3. Choose the credit card option and enter the amount you want to withdraw.

4. The process will be automatically finished since you use the same method for deposits and withdrawals.

5. Wait for the casino to process your withdrawal request (24-48 hours), and in 1-3 days you can expect the money to be credited to your credit card.

Can I Claim Bonuses Using Credit Cards?

Yes. Online casinos have no restricted bonuses if you use a credit card as a payment option.

Full List of Casinos That Accept Credit Card

List of US casinos that accept credit cards:

1. Bally Casino

2. BetMGM Casino

3. bet365 Casino

4. Caesars Palace Casino

5. DraftKings Casino

6. Mohegan Sun Online Casino

7. Ocean Casino

8. Stardust Casino

9. Virgin Casino

Credit Card Compared to Other Payment Methods

Why Should You Trust Us?

At WSN, we have a team of experts dedicated to creating the highest-quality casino reviews. Casinos do not pay us to rate them as good or bad. We take our expertise to the next level and create unbiased reviews that result from comprehensive casino testing, and checking of casino bonuses, promotions, and other features.

We only recommend licensed and trusted casinos with positive player reviews. We also test each payment method in real time by making deposits and withdrawals.